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Choosing a Mortgage Lender

By Michelle Mills Despite high prices and rising interest rates, this year’s housing market is competitive, and houses are selling quickly. If you’re in the market for a new home, be prepared, and remember you can make your offer more competitive by getting preapproved for financing before even bidding on a house. This lets sellers know that […]

Pay Down or Pay Ahead. It can be confusing

By Mary HuntYears ago, I learned a lesson I won’t have to learn again. It was that poignant. It was during a time when mortgage interest rates took a nosedive, and we benefited by refinancing our high-rate mortgage. The transaction closed in late August with the first payment due in October. Rather than take a […]